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MORTGAGE DEFAULT ENFORCEMENT

We have extensive experience representing financial institutions, mortgage and loan servicing companies, investors, and commercial landlords in foreclosures, evictions, prosecution and defense of creditor claims, and bankruptcy. Decades of experience handling foreclosures and forcible detainer actions, together with our commitment to creating cost-efficient and reliable, streamlined processes and safeguards, enable us to provide the highest quality standards while minimizing the costs to our clients.

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We do not represent individuals that are being foreclosed out of their residences.

 

FORECLOSURE


Our attorneys assist financial institutions, mortgage loan servicers, and investors in achieving the best, high-end result. Services include assisting with mortgage enforcement, workout options, loss mitigation, forbearance, refinance, reinstatement, payoff, quick sale, deed in lieu of foreclosure, non-judicial foreclosure, judicial foreclosures of home equity loans, deceased mortgagor foreclosures, and eviction proceedings.
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Our attorneys are experts in borrower/lender communications, which includes conversations with lenders, investors and servicers to achieve the highest result for our clients. We are experienced in defending temporary restraining orders and injunctions to impede the foreclosure process, including but not limited to responses to the following claims:

 

  • ​Soldiers’ and Sailors’ Civil Relief Act (SCRA);

  • Fair Debt Collection Practices Act (FCDPA);

  • Consumer Financial Protection Bureau (CFPB);

  • Real Estate Settlement Procedures Act (RESPA); and

  • Home Affordable Modification Program (HAMP).
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We work directly with financial institutions, mortgage loan servicers, and investors to ensure that an account in default is returned to a performing asset in a quick and timely manner.

 

EVICTIONS

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At Riney Ronquillo Soule, our attorneys assist financial institutions, mortgage loan servicers, and investors to process and prosecute complaints for forcible detainer to quickly remove foreclosed mortgagors and tenants so our clients can quickly process the asset to houses-held and remarket the property for assets located throughout Texas. We are dedicated to d  to keeping eviction hearings limited to the issue at hand—the right of possession.

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Our attorneys quickly prepare and file complaints for forcible detainers, seek hearings and judgments when necessary, obtain a writ of possession, and coordinate between client personnel and appropriate state officials in completing a forcible detainer action to assist client personnel with securing the asset.

 

CREDITOR BANKRUPTCY

 

Riney Ronquillo Soule bankruptcy attorneys have a long history of representing financial institutions, loan servicers and investors in Texas bankruptcy courts. Our attorneys have represented numerous entities with restructuring loans, termination of automatic stay, proofs of claim, objections to chapter 13 plan confirmations, and other creditor-related activities, including adversary cases, federal cases involving fraudulent transfers, and breach of fiduciary duty.

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We partner with our clients to achieve the best result for all parties involved. Through our experience, we will help your assets return to positive performance in a quick and timely manner. 

 

AD VALOREM TAX REDEMPTIONS

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Our attorneys assist lenders, loan servicers, and investors in maintaining their lien priority interest, including prevention of superior lien foreclosure, negotiation of payoff amounts, and if necessary, redemption for assets because of a superior lien foreclosure, as well as application to courts for recovery of excess sale proceeds to offset charges incurred with a lost asset.

 

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